ZIP 55449 Property Distress & Foreclosure Data

ZIP code 55449 in Anoka County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). On the structural side it scores 48/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (81/100), structural risk (48/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 2.9% year on year, and 8% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. About 33,367 people live here, median age 38. The ZIP holds roughly 12,356 housing units. On demographic stress specifically, 55449 scores 23/100. Around 30% of renters are cost-burdened. About 47% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. The vacancy rate is 3.9%. Households earn a median $128,750 — above the roughly $78,000 national figure. A median home runs $438,300 here, or 3.3 times local income.

Overall 55449 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.