ZIP 55105 Property Distress & Foreclosure Data

Ramsey County, Minnesota's ZIP 55105 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 58/100 against active distress of 1/100. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (95/100)).

The peak-phase market in 55105 posted values that rose 2.9% over the year, and 11% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

67% of housing is owner-occupied. Vacancy runs 5.2%. Population is roughly 27,470 with a median age of 35. Rent burden reaches 33% of tenant households. The typical home is worth about $470,100 (4.2× income). The poverty rate is 7.2% — low. At $108,200, median income runs above typical U.S. levels. Around 78% of adults hold a bachelor's degree or higher. There are about 12,201 housing units across 55105. The demographic-stress sub-score lands at 25/100.

On balance 55105 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.