ZIP 56048 Property Distress & Foreclosure Data

In Waseca County, Minnesota, ZIP 56048 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (51/100), structural risk (45/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), FEMA disaster exposure (64/100). The latent-versus-live split is 45/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 24% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $82,813, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 21/100. The typical home is worth about $238,600 (2.7× income, relatively affordable). The vacancy rate is 7.2%. The poverty rate is 3.7% — low. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,711 housing units. 4,203 residents call 56048 home, typically aged 40. Around 14% of renters are cost-burdened. 87% of housing is owner-occupied.

On balance, 56048 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.