ZIP 56042 Property Distress & Foreclosure Data

ZIP code 56042 in Freeborn County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). On the structural side it scores 46/100, with 4/100 of stress already active. What sets it apart are the readings on construction/permit lag (69/100), structural risk (46/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

82% of housing is owner-occupied. Around 28% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 332 housing units. 752 residents call 56042 home, typically aged 39. At $80,500, median income runs near typical U.S. levels. The typical home is worth about $205,200 (2.5× income, relatively affordable). The poverty rate is 4.8% — low. The vacancy rate is 5.8%.

On balance, 56042 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.