Winnebago County, IA: Home-Insurance Distress & Forced-Sale Pressure
Winnebago County, IA: 21/100 (low) home-insurance distress; Winnebago, IA band LOW; Winnebago, IA #2,119 of 3,222 counties; Winnebago, IA #52 of 99 in Iowa; raw Winnebago, IA 24.1; Winnebago, IA coverage multiplier 0.85.
FEMA hazard, Winnebago, IA: 40/100; Winnebago, IA declarations, three years: 2; Winnebago, IA perils: 2 severe-storm; Winnebago, IA five-year count 3 (severity 4.5); Winnebago, IA ten-year 3; hazard-weighted, Winnebago, IA: 2.0.
Declared incidents on the Winnebago, IA record: 2024 Severe Storm 3 (Winnebago, IA).
NFIP claims, Winnebago, IA, three years: none; Winnebago, IA claim-stress 0/100.
Winnebago, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Winnebago, IA by month: March 26, April 26, May 24, June 24 (Winnebago, IA), July 23, August 21, September 21, October 23.
Winnebago, IA components: climate 46; Winnebago, IA retreat index 23; Winnebago, IA climate multiplier 0.85.
Construction distress, Winnebago, IA: 98/100 as of August 2026 (Winnebago, IA: 98/100 one-to-four unit, 0/100 multifamily).
Winnebago, IA ZIPs, June 2026 (Winnebago, IA, 11 highest): score 0 (Winnebago, IA), climate 42 (Winnebago, IA): 50480; score 0 (Winnebago, IA), climate 36 (Winnebago, IA): 50424; score 0 (Winnebago, IA), climate 34 (Winnebago, IA): 50484; score 0 (Winnebago, IA), climate 33 (Winnebago, IA): 50436; score 0 (Winnebago, IA), climate 32 (Winnebago, IA): 50453, 50465, 50473, 50478; score 0 (Winnebago, IA), climate 27 (Winnebago, IA): 50450; score 0 (Winnebago, IA), climate 18 (Winnebago, IA): 50446; score 0 (Winnebago, IA), climate 16 (Winnebago, IA): 50459.
DLRadar rescores Winnebago, IA monthly; Winnebago, IA readings join Winnebago, IA foreclosure, lien and ownership parcels (Winnebago, IA), so cost-squeezed Winnebago, IA owners surface before listing.
Inside Iowa, Winnebago County ranks 52nd of 99 counties for home-insurance distress at 21/100; Shelby County (21/100) sits just above Winnebago County, and Winneshiek County (21/100) sits just below Winnebago County.
Deterministic. Every Winnebago County, IA signal traces to a public Winnebago dataset (FEMA, NFIP, Census for Winnebago, IA) · how insurance distress works in Winnebago, IA · methodology
FAQ: Winnebago County, IA insurance distress
What is the Winnebago County, IA home-insurance-distress score?
Winnebago, IA: 21/100 (LOW), #2,119 of 3,222, #52 in Iowa. FEMA hazard, Winnebago, IA: 40/100; NFIP stress, Winnebago, IA: 0/100; construction, Winnebago, IA: 98/100; Winnebago, IA rescores monthly.
Is Winnebago County insurance distress getting better or worse (IA)?
Winnebago, IA: 26 in March 2026; Winnebago, IA: 23 in October 2026 (better); Winnebago, IA climate component 46.
Which Winnebago County ZIP codes carry the most insurance distress (IA)?
Winnebago, IA, June 2026: 50480 at 0, 50424 at 0, 50484 at 0, 50436 at 0; Winnebago, IA climate scores there: 42, 36, 34, 33.
Why does Winnebago, IA insurance distress create sellers?
A Winnebago, IA premium outruns the Winnebago, IA budget; a carrier leaves Winnebago, IA; Winnebago, IA carrying cost passes plan; Winnebago, IA owners sell while current; Winnebago, IA insurance distress leads Winnebago, IA foreclosure data.