Winnebago County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Winnebago County, IA distress report, 2026: 11 ZIPs scored in Winnebago, IA, Winnebago, IA average 17/100; the top Winnebago, IA ZIP is 50480 at 22/100; Winnebago, IA market phase peak, Winnebago, IA prices +2.5% year over year.
- Winnebago, IA ranks #1,019 nationally (opportunity index); Winnebago, IA #10 in Iowa; Winnebago, IA index 31.1.
- Winnebago, IA: no CFPB county sample; Winnebago, IA non-metro area reading 0.7%.
- Winnebago, IA ZIP phases: 11 peak.
- Winnebago, IA residential listings tracked: 3 across 7 ZIPs; Winnebago, IA candidate listings 1.
- Winnebago, IA HUD assisted properties: 1 with 49 units.
- Winnebago, IA lenders on watch: 4; largest Winnebago, IA footprint Nsb Bank (2 branches).
- Winnebago, IA most distressed ZIP: 50480 at 22/100.
Winnebago, IA figures: DLRadar distress index; Winnebago, IA inputs: CFPB, FHFA, HUD, FDIC; Winnebago, IA rebuilt as sources refresh.
| Rank | Winnebago, IA ZIP | Score |
|---|---|---|
| 1 | 50480 | 22/100 |
| 2 | 50424 | 20/100 |
| 3 | 50436 | 19/100 |
| 4 | 50450 | 19/100 |
| 5 | 50453 | 19/100 |
| 6 | 50465 | 19/100 |
| 7 | 50473 | 19/100 |
| 8 | 50478 | 19/100 |
| 9 | 50484 | 19/100 |
| 10 | 50446 | 8/100 |
| 11 | 50459 | 8/100 |
Most distressed Winnebago, IA ZIPs (0-100, 2026)
Mortgage delinquency around Winnebago, IA
No CFPB county sample covers Winnebago, IA; the non-metro area reading for Winnebago, IA: 0.7% ninety-plus; Winnebago, IA area thirty-to-eighty-nine 2.1% (December 2025, Winnebago, IA); Iowa overall 0.9%.
Opportunity index: Winnebago, IA
Winnebago, IA index 31.1, Winnebago, IA phase watchlist; Winnebago, IA primary driver construction, Winnebago, IA second driver bank institutional. Winnebago, IA components: property stress 13.0, foreclosure pressure 11.7, listing discounts 32.4, bank stress 62.8, insurance 0.0; Winnebago, IA pulse 36.5; Winnebago, IA capital opportunity 23.0; Winnebago, IA seven-day change -0.1%.
ZIP market phases inside Winnebago, IA
11 Winnebago, IA ZIPs carry a price-cycle phase; Winnebago, IA ZIPs by phase (Winnebago, IA), deepest drawdown first: peak, +2.5% YoY (Winnebago, IA): 50424, 50436, 50453, 50465, Winnebago, IA 50473, 50478, 50480, 50484; peak, +2.7% YoY (Winnebago, IA): 50446, 50459; peak, +2.6% YoY (Winnebago, IA): 50450.
Residential listings by Winnebago, IA ZIP
Winnebago, IA ZIPs with the most tracked Winnebago, IA residential listings: 50436 2 listings, 1 candidates, bank pressure 61; 50450 1 listings, 0 candidates, bank pressure 69; 50424 0 listings, 0 candidates, bank pressure 58; 50453 0 listings, 0 candidates, bank pressure 64 (Winnebago, IA); 50465 0 listings, 0 candidates, bank pressure 64; 50473 0 listings, 0 candidates, bank pressure 64; 50478 0 listings, 0 candidates, bank pressure 64. Winnebago, IA totals: 3 listings; Winnebago, IA candidates 1; active ZIPs 2.
HUD assisted housing in Winnebago, IA
1 assisted properties with 49 units sit in Winnebago, IA; largest Winnebago, IA properties: Town Square Apartments (Forest City) 49 units, 49 assisted.
Lenders with branches in Winnebago, IA
Winnebago, IA lenders by branch count: Nsb Bank (Winnebago, IA): stress 78, 2 branches low in Winnebago, IA; Manufacturers Bank&Trust Co (Winnebago, IA): stress 61, 2 branches low in Winnebago, IA; Farmers Trust&Savings Bank (Winnebago, IA): stress 55, 2 branches low in Winnebago, IA; Fidelity Bank&Trust (Winnebago, IA): stress 63, 1 branch low in Winnebago, IA.
Vacancy and permits, Winnebago, IA
436 of 5,077 Winnebago, IA housing units are vacant; Winnebago, IA permits, twelve months: 0 multifamily units in Winnebago, IA, 1 one-to-four unit units.
Work Winnebago, IA at the parcel level
Every Winnebago, IA parcel carries owner and address; every Winnebago, IA parcel carries APN; Winnebago, IA distress scores sit on the Winnebago, IA live board.
Winnebago, IA figures refresh with each source.
Winnebago, IA questions
Most distressed ZIP code in Winnebago County, IA?
ZIP 50480 leads Winnebago, IA at 22/100; next in Winnebago, IA: 50424 at 20/100; the Winnebago, IA average is 17/100.
Where does Winnebago County, IA rank for investment opportunity?
Winnebago, IA is #1,019 among all ranked counties, #10 in Iowa; the Winnebago, IA driver is construction; Winnebago, IA moved down 266 places.
How many mortgages are delinquent in Winnebago County, IA?
Winnebago, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Winnebago, IA.
Which banks lend in Winnebago County, IA?
4 watched lenders hold Winnebago, IA branches; the largest Winnebago, IA footprints are Nsb Bank (2), Manufacturers Bank&Trust Co (2), Farmers Trust&Savings Bank (2).
More on Winnebago, IA
Winnebago County, IA distress report: public-record figures for Winnebago, IA; not legal advice for Winnebago, IA; not tax or investment advice; verify every Winnebago, IA record before acting.