ZIP 56037 Property Distress & Foreclosure Data

Blue Earth County, Minnesota's ZIP 56037 registers 29/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (74/100), FEMA disaster exposure (64/100). The latent-versus-live split is 65/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (65/100), construction/permit lag (54/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 3.0% year on year, and 29% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Home values center near $258,400, an affordability ratio of 3.2× — accessible. 4.1% of residents fall below the poverty threshold. Median household income is $74,167, near the U.S. median near $78,000. Around 32% of renters are cost-burdened. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 26% bachelor's-or-above. About 1,449 people live here, median age 52. The ZIP holds roughly 682 housing units. The vacancy rate is 9.4%.

Net-net, 56037 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.