ZIP 56055 Property Distress & Foreclosure Data

Blue Earth County, Minnesota's ZIP 56055 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (65/100), construction/permit lag (54/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 65/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (74/100), FEMA disaster exposure (64/100).

The market reads peak — home values rose 3.0% year on year, and 8% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 4.4%. Around 29% of renters are cost-burdened. 8.1% of residents fall below the poverty threshold. About 3,868 people live here, median age 42. The ZIP holds roughly 1,723 housing units. Home values center near $226,100, an affordability ratio of 2.6× — accessible. Educational attainment sits at 29% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $83,452, near the U.S. median near $78,000. Owners hold 83% of homes, renters 17%.

Net-net, 56055 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.