ZIP 56062 Property Distress & Foreclosure Data

DLRadar grades ZIP 56062 (Watonwan County, Minnesota) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (54/100), institutional ownership (53/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 54/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100)).

The peak-phase market in 56062 posted values that rose 4.2% over the year, and 24% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $182,500 here, or 2.3 times local income. On demographic stress specifically, 56062 scores 23/100. Households earn a median $76,549 — near the roughly $78,000 national figure. Around 20% of renters are cost-burdened. About 22% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. Roughly 8.3% live below the poverty line. Population is roughly 3,249 with a median age of 37. The vacancy rate is 8.1%. The ZIP holds roughly 1,307 housing units.

On balance 56062 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.