ZIP 56056 Foreclosure, Tax-Lien & Distress Report

ZIP code 56056 in Watonwan County, Minnesota carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The split runs 35/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100). The pressure is most legible in institutional ownership (47/100), structural risk (35/100), mortgage stress (22/100). By contrast, structural risk (35/100) and mortgage stress (22/100) register low.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 10.0%. Vacancy runs 0.0%. The demographic-stress sub-score lands at 19/100. There are about 28 housing units across 56056. Households earn a median $40,000 — below the roughly $78,000 national figure. Population is roughly 60 with a median age of 55. Educational attainment sits at 21% bachelor's-or-above. Home values center near $111,400, an affordability ratio of 1.8× — accessible. The tenure split is 94% owner-occupied to 6% rented.

Overall, 56056 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 56056 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 56056's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 56056 shows as blanks, never estimates, and the score updates on every fresh public filing.

56056's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 56056 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.