ZIP 56120 Property Distress & Foreclosure Data

DLRadar grades ZIP 56120 (Watonwan County, Minnesota) at a low 17/100 for overall property distress. Structural risk reads 38/100 against active distress of 6/100. Property-level stress concentrates in institutional ownership (54/100), structural risk (38/100), mortgage stress (22/100). structural risk (38/100) and mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.8% over the trailing year, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $147,800 (1.6× income, relatively affordable). Vacancy runs 11.0%. 925 residents call 56120 home, typically aged 46. There are about 461 housing units across 56120. Rent burden reaches 14% of tenant households. At $72,708, median income runs near typical U.S. levels. 87% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. The poverty rate is 10.4%. Around 16% of adults hold a bachelor's degree or higher.

Overall, 56120 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.