ZIP 56022 Property Distress & Foreclosure Data

Composite property distress in 56022 (Watonwan County, Minnesota) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (54/100), structural risk (38/100), mortgage stress (22/100). By contrast, structural risk (38/100) and mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). The latent-versus-live split is 38/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.8% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 28.2% — elevated. 6.0% of residents fall below the poverty threshold. Educational attainment sits at 0% bachelor's-or-above. The ZIP holds roughly 50 housing units. Median household income is $62,813, below the U.S. median near $78,000. About 100 people live here, median age 36. Home values center near $70,600, an affordability ratio of 1.0× — accessible. DLRadar's demographic-stress index for the area reads 20/100. Around 0% of renters are cost-burdened. Owners hold 75% of homes, renters 25%.

Net-net, 56022 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.