ZIP 56159 Property Distress & Foreclosure Data

Cottonwood County, Minnesota's ZIP 56159 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 61 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in construction/permit lag (94/100), structural risk (61/100), institutional ownership (53/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 41% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

77% of housing is owner-occupied. The poverty rate is 16.4% — high, a tax-stress and distress correlate. The typical home is worth about $161,800 (2.1× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. Vacancy runs 9.3%. There are about 1,062 housing units across 56159. 2,520 residents call 56159 home, typically aged 38. Rent burden reaches 29% of tenant households. At $65,089, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 25/100.

Overall, 56159 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.