ZIP 56131 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56131 (Murray County, Minnesota) returns a low composite of 23/100. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (54/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (17/100) stay muted. The split runs 54/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 1% lower over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $180,100 (2.4× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. There are about 1,035 housing units across 56131. The poverty rate is 6.6% — low. 84% of housing is owner-occupied. Households earn a median $72,443 — near the roughly $78,000 national figure. Vacancy runs 9.9%. Around 21% of adults hold a bachelor's degree or higher. About 2,216 people live here, median age 45. Rent burden reaches 22% of tenant households.

On balance 56131 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 56131 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 56131 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 56131 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 figure for 56131 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 56131 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.