ZIP 56183 Property Distress & Foreclosure Data

In Cottonwood County, Minnesota, ZIP 56183 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The latent-versus-live split is 58/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.8% over the trailing year (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 28/100. The poverty rate is 19.6% — high, a tax-stress and distress correlate. At $49,779, median income runs below typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 662 housing units. 73% of housing is owner-occupied. The vacancy rate is 7.9%. 1,300 residents call 56183 home, typically aged 45. Around 39% of renters are cost-burdened. The typical home is worth about $138,400 (2.5× income, relatively affordable).

Overall, 56183 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.