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ZIP 56183 Foreclosure, Tax-Lien & Distress Report

Cottonwood County, Minnesota · Affordable market

In Cottonwood County, Minnesota, ZIP 56183 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 44 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (44/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100).

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 28/100. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $49,779, below the U.S. median near $78,000. Around 23% of adults hold a bachelor's degree or higher. There are about 662 housing units across 56183. Owners hold 73% of homes, renters 27%. The vacancy rate is 7.9%. Population is roughly 1,300 with a median age of 45. Around 39% of renters are cost-burdened. Home values center near $138,400, an affordability ratio of 2.5× — accessible.

Net-net, 56183 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 56183 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 56183 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 56183 stays directly comparable to neighboring ZIPs and the rest of Cottonwood County, Minnesota. Sparse data for 56183 shows as blanks, never estimates, and the score updates on every fresh public filing.

56183's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 56183 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
44/100
Structural risk
6/100
Distress activity

What is driving ZIP 56183’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk27
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 56183 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 56183, the same set carried on every parcel.

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Additional distress intelligence spanning Cottonwood County, Minnesota by ZIP, county and state.

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Deterministic scoring, sourced entirely from public data · methodology

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