ZIP 56123 Foreclosure, Tax-Lien & Distress Report

In Murray County, Minnesota, ZIP 56123 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 36/100, against 5/100 of stress already in motion. Leading the profile are construction/permit lag (76/100), structural risk (36/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 94% owner-occupied to 6% rented. Population is roughly 447 with a median age of 56. Households earn a median $61,875 — below the roughly $78,000 national figure. Around 22% of renters are cost-burdened. 10.3% of residents fall below the poverty threshold. A median home runs $119,600 here, or 1.8 times local income. About 18% have a four-year degree. There are about 263 housing units across 56123. On demographic stress specifically, 56123 scores 22/100. The vacancy rate is 25.6% — elevated.

On the whole, 56123 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 56123 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 56123's 16/100 can be lined up against any neighbor in Murray County, Minnesota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 56123 reflects the current record instead of a stale or modeled snapshot.

Behind 56123's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 56123 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.