ZIP 56123 Property Distress & Foreclosure Data

ZIP code 56123 in Murray County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), institutional ownership (35/100), structural risk (33/100). structural risk (33/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). On the structural side it scores 33/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 4.8% over the trailing year (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

94% of housing is owner-occupied. 447 residents call 56123 home, typically aged 56. At $61,875, median income runs below typical U.S. levels. Around 22% of renters are cost-burdened. The poverty rate is 10.3%. The typical home is worth about $119,600 (1.8× income, relatively affordable). Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 263 housing units. The demographic-stress sub-score lands at 22/100. The vacancy rate is 25.6% — elevated.

Taken together, 56123 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.