ZIP 56115 Foreclosure, Tax-Lien & Distress Report

ZIP code 56115 in Lyon County, Minnesota carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (49/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (10/100) stay muted. Latent structural risk is 49/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 82% of homes, renters 18%. Vacancy runs 6.2%. 1,262 residents call 56115 home, typically aged 41. DLRadar's demographic-stress index for the area reads 24/100. A median home runs $193,300 here, or 2.9 times local income. Median household income is $67,177, below the U.S. median near $78,000. There are about 524 housing units across 56115. Around 28% of renters are cost-burdened. 8.4% of residents fall below the poverty threshold. Educational attainment sits at 28% bachelor's-or-above.

Overall, 56115 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 56115 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 56115 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 56115 stays directly comparable to neighboring ZIPs and the rest of Lyon County, Minnesota. The score is rebuilt from public data as it updates, so 56115 reflects the current record instead of a stale or modeled snapshot.

Each component behind 56115 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 56115 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.