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ZIP 56239 Foreclosure, Tax-Lien & Distress Report

Lyon County, Minnesota · Affordable market

DLRadar grades ZIP 56239 (Lyon County, Minnesota) at a low 22/100 for overall property distress. What sets it apart are the readings on construction/permit lag (100/100), structural risk (53/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. Structural exposure scores 53 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $186,400 (1.9× income, relatively affordable). About 28% have a four-year degree. The vacancy rate is 5.8%. Around 63% of renters are cost-burdened. The poverty rate is 6.5% — low. 602 residents call 56239 home, typically aged 39. There are about 240 housing units across 56239. The demographic-stress sub-score lands at 26/100. Households earn a median $92,857 — above the roughly $78,000 national figure. 86% of housing is owner-occupied.

On balance, 56239 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 56239 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 56239 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56239 can be compared directly against any other ZIP in Lyon County, Minnesota or nationwide. 56239 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

56239's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 56239 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56239

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk53
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 56239 distress snapshot

The live 56239 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Additional distress intelligence spanning Lyon County, Minnesota by ZIP, county and state.

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Deterministic scoring, sourced entirely from public data · methodology

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