ZIP 56229 Foreclosure, Tax-Lien & Distress Report

ZIP code 56229 in Lyon County, Minnesota carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (49/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (6/100). Structural risk reads 49/100 against active distress of 2/100.

The market reads peak — home values rose 2.8% year on year, and 14% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 9.3%. Owners hold 84% of homes, renters 16%. Around 34% of renters are cost-burdened. About 27% have a four-year degree. The ZIP holds roughly 799 housing units. The poverty rate is 7.0% — low. 1,729 residents call 56229 home, typically aged 42. On demographic stress specifically, 56229 scores 23/100. Home values center near $205,600, an affordability ratio of 2.0× — accessible. Households earn a median $99,821 — above the roughly $78,000 national figure.

Broadly, 56229 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 56229 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 56229 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 56229, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 56229 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 56229 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.