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ZIP 56132 Foreclosure, Tax-Lien & Distress Report

Lyon County, Minnesota · High Vacancy market

In Lyon County, Minnesota, ZIP 56132 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 48/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (48/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (11/100) stay muted.

The market reads peak — home values rose 3.0% year on year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $289,600 here, or 4.1 times local income. The vacancy rate is 36.4% — elevated. There are about 353 housing units across 56132. Rent burden reaches 13% of tenant households. Median household income is $71,875, near the U.S. median near $78,000. On demographic stress specifically, 56132 scores 28/100. The poverty rate is 8.2%. Owners hold 96% of homes, renters 4%. Around 18% of adults hold a bachelor's degree or higher. 454 residents call 56132 home, typically aged 60.

Net-net, 56132 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 56132 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 56132 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56132 can be compared directly against any other ZIP in Lyon County, Minnesota or nationwide. Sparse data for 56132 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 56132 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. The point of the 56132 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

21/100
Composite stress
48/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 56132

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk38
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 56132 by the numbers

A live read on 56132: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Lyon County

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