ZIP 56157 Property Distress & Foreclosure Data

DLRadar grades ZIP 56157 (Lyon County, Minnesota) at a low 22/100 for overall property distress. Structural risk reads 53/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (53/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 3.3% year on year, and 45% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 10.1%. Owners hold 81% of homes, renters 19%. There are about 308 housing units across 56157. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $87,708, above the U.S. median near $78,000. Home values center near $228,100, an affordability ratio of 2.4× — accessible. 22.4% of residents fall below the poverty threshold. About 843 people live here, median age 29. Rent burden reaches 10% of tenant households.

Net-net, 56157 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.