ZIP 56178 Property Distress & Foreclosure Data

ZIP code 56178 in Lincoln County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 30/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (81/100), structural risk (30/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (4/100) register low.

The market reads peak — home values rose 4.6% year on year, and 27% higher over three years (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

6.7% of residents fall below the poverty threshold. Owners hold 80% of homes, renters 20%. The ZIP holds roughly 730 housing units. Educational attainment sits at 27% bachelor's-or-above. About 1,669 people live here, median age 43. DLRadar's demographic-stress index for the area reads 23/100. Around 26% of renters are cost-burdened. The vacancy rate is 15.4% — elevated. Median household income is $81,667, near the U.S. median near $78,000. Home values center near $165,400, an affordability ratio of 2.0× — accessible.

Net-net, 56178 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.