ZIP 56149 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 56149 in Lincoln County, Minnesota comes in at 7, a minimal composite-distress reading. Structural exposure scores 16 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (35/100), structural risk (16/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted.

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $61,389, below the U.S. median near $78,000. The tenure split is 80% owner-occupied to 20% rented. The poverty rate is 10.2%. There are about 768 housing units across 56149. Around 44% of renters are cost-burdened. 1,205 residents call 56149 home, typically aged 44. Educational attainment sits at 25% bachelor's-or-above. Home values center near $169,200, an affordability ratio of 2.5× — accessible. The demographic-stress sub-score lands at 28/100. Vacancy runs 25.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 56149 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 56149 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 7/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 56149 reflects the current record instead of a stale or modeled snapshot.

56149's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 56149 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.