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ZIP 56264 Foreclosure, Tax-Lien & Distress Report

Lyon County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 56264 in Lyon County, Minnesota comes in at 20, a low composite-distress reading. The split runs 47/100 structural to 2/100 active on the ground. The pressure is most legible in construction/permit lag (100/100), structural risk (47/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low.

The peak-phase market in 56264 posted values that rose 2.9% over the year, and 29% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 24/100. Around 26% of renters are cost-burdened. Median household income is $75,227, near the U.S. median near $78,000. 2,185 residents call 56264 home, typically aged 40. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 23% bachelor's-or-above. Owners hold 81% of homes, renters 19%. There are about 966 housing units across 56264. A median home runs $189,600 here, or 2.4 times local income.

Taken together, 56264 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 56264 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 56264 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56264 can be compared directly against any other ZIP in Lyon County, Minnesota or nationwide. The score is rebuilt from public data as it updates, so 56264 reflects the current record instead of a stale or modeled snapshot.

56264's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 56264 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
47/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56264

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk46
Another 9 scored dimensions sit behind 56264

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 56264 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 56264, the same set carried on every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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