ZIP 56264 Property Distress & Foreclosure Data

In Lyon County, Minnesota, ZIP 56264 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 48/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (100/100), structural risk (48/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (6/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 29% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 24/100. Around 26% of renters are cost-burdened. At $75,227, median income runs near typical U.S. levels. 2,185 residents call 56264 home, typically aged 40. The poverty rate is 5.6% — low. The vacancy rate is 12.8% — elevated. Around 23% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. The ZIP holds roughly 966 housing units. The typical home is worth about $189,600 (2.4× income, relatively affordable).

Taken together, 56264 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.