ZIP 56245 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56245 (Yellow Medicine County, Minnesota) returns a minimal composite of 5/100. What sets it apart are the readings on structural risk (11/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The split runs 11/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

481 residents call 56245 home, typically aged 37. Median household income is $82,679, near the U.S. median near $78,000. The typical home is worth about $148,200 (1.8× income, relatively affordable). Around 23% of renters are cost-burdened. 72% of housing is owner-occupied. Educational attainment sits at 12% bachelor's-or-above. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 9.4%. There are about 221 housing units across 56245. DLRadar's demographic-stress index for the area reads 24/100.

Broadly, 56245 is a steadier market — the deals are the exceptions, not the rule. While 56245 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 56245 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56245 can be compared directly against any other ZIP in Yellow Medicine County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 56245 shows blanks, not estimates, wherever the record is sparse.

The 5/100 for 56245 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 56245 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.