ZIP 56265 Foreclosure, Tax-Lien & Distress Report

ZIP 56265's composite property-distress score is 13/100 - DLRadar classes that as minimal for Chippewa County, Minnesota. The pressure is most legible in construction/permit lag (77/100), structural risk (30/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. The split runs 30/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.4% year on year, and 26% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 7,433 with a median age of 43. There are about 3,423 housing units across 56265. The typical home is worth about $162,400 (2.2× income, relatively affordable). Owners hold 71% of homes, renters 29%. Educational attainment sits at 21% bachelor's-or-above. 15.0% of residents fall below the poverty threshold. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 29/100. Vacancy runs 8.1%. Median household income is $72,564, near the U.S. median near $78,000.

Net-net, 56265 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 56265 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 56265's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 56265 reflects the current record instead of a stale or modeled snapshot.

56265's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 56265 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.