ZIP 56265 Property Distress & Foreclosure Data

DLRadar grades ZIP 56265 (Chippewa County, Minnesota) at a minimal 8/100 for overall property distress. Property-level stress concentrates in construction/permit lag (23/100), structural risk (16/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. Structural exposure scores 16 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.8% year on year, and 26% higher over three years, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 7,433 people live here, median age 43. There are about 3,423 housing units across 56265. Home values center near $162,400, an affordability ratio of 2.2× — accessible. Owners hold 71% of homes, renters 29%. Educational attainment sits at 21% bachelor's-or-above. 15.0% of residents fall below the poverty threshold. Rent burden reaches 48% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 8.1%. Median household income is $72,564, near the U.S. median near $78,000.

Net-net, 56265 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

8/100
Composite stress
16/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 56265

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk33
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Chippewa County

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