ZIP 56222 Property Distress & Foreclosure Data

ZIP code 56222 in Chippewa County, Minnesota carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 19/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (27/100), structural risk (19/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 23% higher over three years (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $61,389, median income runs below typical U.S. levels. The poverty rate is 10.5%. The demographic-stress sub-score lands at 28/100. Around 17% of adults hold a bachelor's degree or higher. Around 38% of renters are cost-burdened. 2,012 residents call 56222 home, typically aged 36. The ZIP holds roughly 831 housing units. The vacancy rate is 11.1%. The typical home is worth about $156,600 (2.5× income, relatively affordable). 73% of housing is owner-occupied.

Overall, 56222 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.