ZIP 56295 Property Distress & Foreclosure Data

ZIP code 56295 in Chippewa County, Minnesota carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 19/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (27/100), structural risk (19/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 4.8% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 136 housing units. About 301 people live here, median age 44. Median household income is $58,333, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 0.0%. Owners hold 79% of homes, renters 21%. Around 14% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 20/100. 13.6% of residents fall below the poverty threshold. Home values center near $86,100, an affordability ratio of 1.5× — accessible.

Net-net, 56295 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.