ZIP 56262 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56262 (Chippewa County, Minnesota) returns a minimal composite of 12/100. Structural exposure scores 28 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (69/100), structural risk (28/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.

The peak-phase market in 56262 posted values that rose 3.4% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $85,156, near the U.S. median near $78,000. The vacancy rate is 17.2% — elevated. Population is roughly 799 with a median age of 37. Around 15% of renters are cost-burdened. The tenure split is 85% owner-occupied to 15% rented. The ZIP holds roughly 363 housing units. 21.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. About 22% have a four-year degree. The typical home is worth about $110,300 (1.2× income, relatively affordable).

On the whole, 56262 leans distressed, with opportunity clustered in specific stressed parcels. 56262 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 56262's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 56262, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 56262 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 56262 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.