Chippewa County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chippewa County, Minnesota? DLRadar grades every Chippewa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Chippewa County breakdown.
- Chippewa County's most distressed ZIP is 56282 at 16/100.
- 10 ZIP codes tracked in Chippewa County, averaging 11/100 distress.
- Chippewa County reads peak — home values up 3.4% year over year.
- Vacancy runs 8.8% across Chippewa County's tracked ZIPs, with a 12.9% poverty rate.
- The typical Chippewa County home is worth about $158,830 against a ~$69,342 median income.
- Lending headwind in Chippewa County sits at 63/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56282 | 16/100 |
| 2 | 56222 | 15/100 |
| 3 | 56260 | 15/100 |
| 4 | 56295 | 15/100 |
| 5 | 56265 | 13/100 |
| 6 | 56262 | 12/100 |
| 7 | 56252 | 8/100 |
| 8 | 56241 | 6/100 |
| 9 | 56271 | 5/100 |
| 10 | 56208 | 4/100 |
Most distressed ZIP codes in Chippewa County (composite distress 0-100, 2026)
What is driving Chippewa County distress
Chippewa County's placement in the national index rests on public filings — a 11/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Chippewa County market phase and pricing
DLRadar places Chippewa County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Chippewa County
The Chippewa County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Card-free · live data across the whole platform for a week.
Questions about this county
What is the hardest-hit ZIP in Chippewa County?
ZIP 56282 leads Chippewa County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Chippewa County at?
Chippewa County reads peak, with home prices up 3.4% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Chippewa County data sourced?
Each Chippewa County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Chippewa County ZIP codes?
A county average hides the spread. Across the Chippewa County ZIPs DLRadar ranks, scores run from 16/100 in 56282 down to 4/100 in 56208, against a Chippewa County average of 11/100. The 12-point range is the argument for ZIP-level search across Chippewa County.
What do Chippewa County home values and vacancy say about distressed supply?
The typical Chippewa County home carries about $158,830 of value against a median household income near $69,342. Vacancy across Chippewa County's tracked ZIPs runs 8.8% and the poverty rate is 12.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Chippewa County's foreclosure and lien filings and its 63/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.