ZIP 56232 Foreclosure, Tax-Lien & Distress Report
Lac Qui Parle County, Minnesota · Affordable market
Composite property distress in 56232 (Lac Qui Parle County, Minnesota) lands at 11/100 — minimal on DLRadar's public-record scoring. Its standout signals are construction/permit lag (75/100), structural risk (26/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The split runs 26/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 45% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $172,300, an affordability ratio of 2.1× — accessible. The vacancy rate is 11.9% — elevated. About 2,365 people live here, median age 41. The tenure split is 85% owner-occupied to 15% rented. Around 39% of renters are cost-burdened. On demographic stress specifically, 56232 scores 24/100. The poverty rate is 5.6% — low. The ZIP holds roughly 1,072 housing units. Median household income is $77,132, near the U.S. median near $78,000. About 25% have a four-year degree.
Net-net, 56232 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 56232 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56232 can be compared directly against any other ZIP in Lac Qui Parle County, Minnesota or nationwide. 56232 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 56232 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. The point of the 56232 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 56232’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 56232 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 56232, the same set carried on every parcel.
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Each signal above is traceable to an open dataset · methodology