ZIP 56231 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 56231 (Swift County, Minnesota) returns a minimal composite of 4/100. Structurally it carries 8/100, against 1/100 of stress already in motion. Its standout signals are structural risk (8/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 56231 posted values that rose 3.4% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $111,250, above the U.S. median near $78,000. The vacancy rate is 17.0% — elevated. Around 40% of renters are cost-burdened. About 386 people live here, median age 42. The ZIP holds roughly 186 housing units. Educational attainment sits at 20% bachelor's-or-above. On demographic stress specifically, 56231 scores 23/100. Owners hold 96% of homes, renters 4%. The poverty rate is 2.8% — low. The typical home is worth about $216,700 (1.9× income, relatively affordable).

Taken together, 56231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 56231 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 56231's 4/100 can be lined up against any neighbor in Swift County, Minnesota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 56231 reflects the current record instead of a stale or modeled snapshot.

Behind 56231's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 56231 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.