ZIP 56215 Property Distress & Foreclosure Data

DLRadar grades ZIP 56215 (Swift County, Minnesota) at a minimal 9/100 for overall property distress. On the structural side it scores 21/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (50/100), structural risk (21/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The peak-phase market in 56215 posted values that rose 4.8% over the year, and 5% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 56215 scores 28/100. Population is roughly 4,701 with a median age of 43. The ZIP holds roughly 2,280 housing units. Around 42% of renters are cost-burdened. Households earn a median $58,198 — below the roughly $78,000 national figure. About 27% have a four-year degree. Roughly 8.9% live below the poverty line. A median home runs $167,500 here, or 2.8 times local income. The vacancy rate is 11.7% — elevated. The tenure split is 70% owner-occupied to 30% rented.

On balance 56215 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.