ZIP 56381 Foreclosure, Tax-Lien & Distress Report

In Pope County, Minnesota, ZIP 56381 scores 9 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural risk reads 21/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (21/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 22% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,379 housing units. 10.1% of residents fall below the poverty threshold. Vacancy runs 24.1%, above the national norm and a classic distress-and-opportunity signal. Around 50% of renters are cost-burdened. On demographic stress specifically, 56381 scores 31/100. Educational attainment sits at 20% bachelor's-or-above. The tenure split is 82% owner-occupied to 18% rented. Population is roughly 2,371 with a median age of 49. At $78,348, median income runs near typical U.S. levels. The typical home is worth about $232,500 (2.9× income, relatively affordable).

Taken together, 56381 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 56381 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 56381 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 9/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 56381 reflects the current record instead of a stale or modeled snapshot.

The 9/100 figure for 56381 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 56381 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.