ZIP 56244 Foreclosure, Tax-Lien & Distress Report
Stevens County, Minnesota · High Vacancy market
ZIP 56244's composite property-distress score is 3/100 - DLRadar classes that as minimal for Stevens County, Minnesota. Latent structural risk is 6/100 while live distress already moving reads 1/100. Property-level stress concentrates in structural risk (6/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.
The market reads peak — home values rose 3.4% year on year, and 22% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The poverty rate is 6.3% — low. There are about 716 housing units across 56244. Households earn a median $82,841 — near the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented. About 18% have a four-year degree. The demographic-stress sub-score lands at 20/100. A median home runs $162,100 here, or 1.7 times local income. The vacancy rate is 12.5% — elevated. Rent burden reaches 7% of tenant households. Population is roughly 1,739 with a median age of 33.
On the whole, 56244 leans distressed, with opportunity clustered in specific stressed parcels. While 56244 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 56244 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 3/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 56244, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 56244 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 3/100 roll-up. The point of the 56244 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 56244’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
56244 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Stevens County ZIP codes
Keep exploring Minnesota distress
Keep going: ZIP, county and state distress coverage for Stevens County, Minnesota.
Unlock parcel-level detail for ZIP 56244
Every distressed parcel in 56244 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology