ZIP 56221 Property Distress & Foreclosure Data

Stevens County, Minnesota's ZIP 56221 registers 3/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in construction/permit lag (7/100), structural risk (6/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 6 and live distress 1 on the 0–100 scale.

The peak-phase market in 56221 posted values that rose 4.8% over the year, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 387 housing units across 56221. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 826 with a median age of 41. Rent burden reaches 52% of tenant households. A median home runs $120,800 here, or 2.0 times local income. Vacancy runs 11.1%. About 22% have a four-year degree. Households earn a median $56,875 — below the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 56221 scores 26/100.

On balance 56221 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.