ZIP 56221 Foreclosure, Tax-Lien & Distress Report
Stevens County, Minnesota · Affordable market
ZIP code 56221 in Stevens County, Minnesota carries a composite property-distress score of 2/100 — a minimal reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (5/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 5/100 against active distress of 1/100.
Prices here sit in a peak phase: values rose 3.4% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 387 housing units across 56221. The poverty rate is 7.0% — low. About 826 people live here, median age 41. Around 52% of renters are cost-burdened. A median home runs $120,800 here, or 2.0 times local income. Vacancy runs 11.1%. Educational attainment sits at 22% bachelor's-or-above. Households earn a median $56,875 — below the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 56221 scores 26/100.
Overall, 56221 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 56221 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 56221's 2/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 56221, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 56221's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 56221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 56221’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 56221 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 56221, the same set carried on every parcel.
Stevens County ZIPs near 56221
Related reports across Stevens County, Minnesota
Other reports tied to Stevens County, Minnesota — ZIP, county and statewide.
See every distressed parcel in 56221
Open 56221 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology