ZIP 56278 Foreclosure, Tax-Lien & Distress Report
Big Stone County, Minnesota · High Vacancy market
ZIP code 56278 in Big Stone County, Minnesota carries a composite property-distress score of 3/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (11/100), mortgage stress (7/100), structural risk (7/100). On the quiet end sit structural risk (7/100) and institutional ownership (3/100). On the structural side it scores 7/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 29% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $202,800 here, or 2.9 times local income. The vacancy rate is 25.9% — elevated. About 2,685 people live here, median age 50. About 23% have a four-year degree. There are about 1,609 housing units across 56278. Around 32% of renters are cost-burdened. Median household income is $60,192, below the U.S. median near $78,000. 8.7% of residents fall below the poverty threshold. The tenure split is 80% owner-occupied to 20% rented. The demographic-stress sub-score lands at 28/100.
On the whole, 56278 leans distressed, with opportunity clustered in specific stressed parcels. While 56278 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 56278's 3/100 can be lined up against any neighbor in Big Stone County, Minnesota or any ZIP coast to coast. 56278 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 3/100 figure for 56278 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 56278 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 56278 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 56278 by the numbers
Current distress, phase, housing and lender-pressure figures for 56278, drawn from the same report attached to each property.
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Get the full acquisition report for 56278
See who owns each distressed property in 56278, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology