ZIP 56235 Property Distress & Foreclosure Data

Stevens County, Minnesota's ZIP 56235 registers 2/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 5/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (5/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 4.8% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Median household income is $80,521, near the U.S. median near $78,000. The ZIP holds roughly 281 housing units. DLRadar's demographic-stress index for the area reads 19/100. Educational attainment sits at 28% bachelor's-or-above. 3.5% of residents fall below the poverty threshold. Home values center near $164,100, an affordability ratio of 1.6× — accessible. Around 24% of renters are cost-burdened. About 486 people live here, median age 37. Owners hold 84% of homes, renters 16%. The vacancy rate is 14.6% — elevated.

Net-net, 56235 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

2/100
Composite stress
5/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 56235

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk13
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Stevens County

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