ZIP 56235 Foreclosure, Tax-Lien & Distress Report

Stevens County, Minnesota's ZIP 56235 registers 2/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 5/100, with 1/100 of stress already active. Its standout signals are structural risk (5/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $80,521 — near the roughly $78,000 national figure. There are about 281 housing units across 56235. The demographic-stress sub-score lands at 19/100. About 28% have a four-year degree. 3.5% of residents fall below the poverty threshold. A median home runs $164,100 here, or 1.6 times local income. Around 24% of renters are cost-burdened. 486 residents call 56235 home, typically aged 37. The tenure split is 84% owner-occupied to 16% rented. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 56235 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 56235 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 56235 runs hot or quiet, its 2/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56235 can be compared directly against any other ZIP in Stevens County, Minnesota or nationwide. 56235 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 2/100 figure for 56235 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 56235 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.