ZIP 56271 Property Distress & Foreclosure Data

Swift County, Minnesota's ZIP 56271 registers 9/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 21/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (21/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 4.8% year on year, and 61% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Median household income is $70,395, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 73% of homes, renters 27%. Educational attainment sits at 20% bachelor's-or-above. Around 45% of renters are cost-burdened. Home values center near $222,700, an affordability ratio of 2.9× — accessible. 13.7% of residents fall below the poverty threshold. About 1,309 people live here, median age 37. The ZIP holds roughly 585 housing units. The vacancy rate is 10.0%.

Net-net, 56271 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.