ZIP 56260 Property Distress & Foreclosure Data

DLRadar grades ZIP 56260 (Chippewa County, Minnesota) at a minimal 10/100 for overall property distress. The latent-versus-live split is 21/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (31/100), structural risk (21/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (5/100).

The peak-phase market in 56260 posted values that rose 4.8% over the year (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $72,813 — near the roughly $78,000 national figure. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 56260 scores 24/100. The vacancy rate is 3.5%. The tenure split is 77% owner-occupied to 23% rented. About 14% have a four-year degree. Around 32% of renters are cost-burdened. Population is roughly 937 with a median age of 50. A median home runs $183,300 here, or 2.1 times local income. The ZIP holds roughly 424 housing units.

On balance 56260 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

10/100
Composite stress
21/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 56260

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk37
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Chippewa County

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Deterministic. Every signal traces to a public dataset · methodology