ZIP 56281 Property Distress & Foreclosure Data

ZIP code 56281 in Kandiyohi County, Minnesota carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 54/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (54/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Environmental exposure also runs high (flood (NFIP) exposure (63/100)).

The peak-phase market in 56281 posted values that rose 3.3% over the year, and 30% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 742 with a median age of 32. Vacancy runs 9.0%. A median home runs $201,400 here, or 1.8 times local income. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 56281 scores 21/100. About 34% have a four-year degree. Households earn a median $105,121 — above the roughly $78,000 national figure. There are about 326 housing units across 56281. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 33% of tenant households.

Broadly, 56281 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.