ZIP 56201 Foreclosure, Tax-Lien & Distress Report

ZIP code 56201 in Kandiyohi County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. The split runs 43/100 structural to 2/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (62/100)). Its standout signals are construction/permit lag (57/100), structural risk (43/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (8/100).

The peak-phase market in 56201 posted values that rose 2.7% over the year, and 15% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $216,300, an affordability ratio of 2.9× — accessible. There are about 10,442 housing units across 56201. 61% of housing is owner-occupied. Around 28% of renters are cost-burdened. About 24,860 people live here, median age 37. On demographic stress specifically, 56201 scores 28/100. Vacancy runs 7.2%. The poverty rate is 13.9%. Median household income is $68,054, below the U.S. median near $78,000. Around 26% of adults hold a bachelor's degree or higher.

On balance 56201 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 56201 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 56201 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56201 can be compared directly against any other ZIP in Kandiyohi County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 56201 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 56201 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 56201 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.