ZIP 56362 Property Distress & Foreclosure Data

ZIP code 56362 in Stearns County, Minnesota carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 42/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (78/100)). What sets it apart are the readings on construction/permit lag (69/100), structural risk (42/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100).

The peak-phase market in 56362 posted values that rose 1.5% over the year, and 14% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,560 with a median age of 45. There are about 2,979 housing units across 56362. A median home runs $258,900 here, or 3.0 times local income. The tenure split is 83% owner-occupied to 17% rented. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 56362 scores 27/100. Vacancy runs 23.0%, above the national norm and a classic distress-and-opportunity signal. About 27% have a four-year degree. Households earn a median $81,536 — near the roughly $78,000 national figure. Rent burden reaches 37% of tenant households.

On the whole, 56362 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.