ZIP 55353 Property Distress & Foreclosure Data

Stearns County, Minnesota's ZIP 55353 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (39/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). On the structural side it scores 39/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.0% year on year, and 10% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. Around 38% of renters are cost-burdened. The ZIP holds roughly 1,311 housing units. A median home runs $345,900 here, or 3.6 times local income. About 19% have a four-year degree. About 3,273 people live here, median age 38. Households earn a median $87,969 — above the roughly $78,000 national figure. On demographic stress specifically, 55353 scores 29/100. The tenure split is 89% owner-occupied to 11% rented. The vacancy rate is 12.2% — elevated.

Net-net, 55353 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.