ZIP 55320 Property Distress & Foreclosure Data

Composite property distress in 55320 (Stearns County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (43/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). On the structural side it scores 43/100, with 1/100 of stress already active.

The market reads peak — home values rose 1.6% year on year, and 26% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Around 23% of renters are cost-burdened. About 5,676 people live here, median age 41. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 55320 scores 23/100. Households earn a median $109,242 — above the roughly $78,000 national figure. The ZIP holds roughly 2,333 housing units. About 28% have a four-year degree. The vacancy rate is 5.3%. The tenure split is 84% owner-occupied to 16% rented. A median home runs $354,600 here, or 2.8 times local income.

Net-net, 55320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.