ZIP 56304 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 56304 (Sherburne County, Minnesota) lands at 15/100 — low on DLRadar's public-record scoring. Structurally it carries 32/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (62/100)). What sets it apart are the readings on construction/permit lag (53/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The market reads peak — home values rose 2.5% year on year, and 7% higher over three years (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 17,281 people live here, median age 34. Owners hold 44% of homes, renters 56%. The vacancy rate is 6.4%. The ZIP holds roughly 7,494 housing units. A median home runs $251,500 here, or 4.3 times local income. Around 41% of renters are cost-burdened. Households earn a median $54,133 — below the roughly $78,000 national figure. Educational attainment sits at 25% bachelor's-or-above. On demographic stress specifically, 56304 scores 37/100. The poverty rate is 17.4% — high, a tax-stress and distress correlate.

On balance 56304 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 56304 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 56304 stays directly comparable to neighboring ZIPs and the rest of Sherburne County, Minnesota. Where the public record is thin for 56304, the field stays empty rather than modeled, and fills in as new documents post.

56304's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 56304 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.