ZIP 56377 Property Distress & Foreclosure Data

In Stearns County, Minnesota, ZIP 56377 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (87/100)). Its standout signals are construction/permit lag (67/100), structural risk (44/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 44/100 against active distress of 1/100.

The peak-phase market in 56377 posted values that rose 0.6% over the year, 1.1% off the recent peak, and 9% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 21,008 with a median age of 35. Vacancy runs 1.6%. A median home runs $302,400 here, or 3.4 times local income. Rent burden reaches 45% of tenant households. On demographic stress specifically, 56377 scores 29/100. About 40% have a four-year degree. There are about 8,236 housing units across 56377. Roughly 7.5% live below the poverty line. The tenure split is 64% owner-occupied to 36% rented. Households earn a median $82,583 — near the roughly $78,000 national figure.

On balance 56377 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.