ZIP 56377 Foreclosure, Tax-Lien & Distress Report
Stearns County, Minnesota · Distress market
Composite property distress in 56377 (Stearns County, Minnesota) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (87/100). What sets it apart are the readings on construction/permit lag (83/100), structural risk (47/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structurally it carries 47/100, against 1/100 of stress already in motion.
Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 9% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
21,008 residents call 56377 home, typically aged 35. The vacancy rate is 1.6%. The typical home is worth about $302,400 (3.4× income, relatively affordable). Around 45% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. About 40% have a four-year degree. The ZIP holds roughly 8,236 housing units. The poverty rate is 7.5%. The tenure split is 64% owner-occupied to 36% rented. At $82,583, median income runs near typical U.S. levels.
Overall 56377 looks resilient on the surface, so the edge is isolating individual stressed parcels. 56377 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 56377's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 56377, the field stays empty rather than modeled, and fills in as new documents post.
Behind 56377's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 56377 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 56377
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 56377 by the numbers
Current distress, phase, housing and lender-pressure figures for 56377, drawn from the same report attached to each property.
Adjacent Stearns County ZIP reports
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See every distressed parcel in 56377
Every distressed parcel in 56377 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology