ZIP 55382 Property Distress & Foreclosure Data

In Stearns County, Minnesota, ZIP 55382 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (63/100), structural risk (41/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100). On the structural side it scores 41/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 14% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 35.8% — elevated. 6.8% of residents fall below the poverty threshold. 3,640 residents call 55382 home, typically aged 48. Around 15% of renters are cost-burdened. Median household income is $95,673, above the U.S. median near $78,000. Educational attainment sits at 28% bachelor's-or-above. Owners hold 94% of homes, renters 6%. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 2,250 housing units. Home values center near $368,100, an affordability ratio of 3.6× — accessible.

Taken together, 55382 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.