ZIP 55382 Foreclosure, Tax-Lien & Distress Report

ZIP code 55382 in Stearns County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (44/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (77/100). On the structural side it scores 44/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 14% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 35.8% — elevated. 6.8% of residents fall below the poverty threshold. About 3,640 people live here, median age 48. Rent burden reaches 15% of tenant households. At $95,673, median income runs above typical U.S. levels. About 28% have a four-year degree. The tenure split is 94% owner-occupied to 6% rented. On demographic stress specifically, 55382 scores 27/100. There are about 2,250 housing units across 55382. A median home runs $368,100 here, or 3.6 times local income.

Taken together, 55382 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 55382 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55382 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 55382 stays directly comparable to neighboring ZIPs and the rest of Stearns County, Minnesota. Every figure is auditable to a public dataset and refreshed as records update; 55382 shows blanks, not estimates, wherever the record is sparse.

55382's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55382 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.