ZIP 56369 Property Distress & Foreclosure Data

DLRadar grades ZIP 56369 (Stearns County, Minnesota) at a low 20/100 for overall property distress. Property-level stress concentrates in construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 44/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 1.1% off the recent peak, and 21% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 205 housing units. The poverty rate is 15.3%. The vacancy rate is 6.2%. Around 36% of renters are cost-burdened. 575 residents call 56369 home, typically aged 30. Around 17% of adults hold a bachelor's degree or higher. 64% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. At $84,464, median income runs near typical U.S. levels. The typical home is worth about $249,100 (2.6× income, relatively affordable).

Overall, 56369 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.