ZIP 56371 Property Distress & Foreclosure Data

ZIP code 56371 in Stearns County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 44 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (88/100)). What sets it apart are the readings on construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 56371 posted values that rose 0.6% over the year, 1.1% off the recent peak, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 95 with a median age of 41. About 2% have a four-year degree. There are about 50 housing units across 56371. The tenure split is 63% owner-occupied to 37% rented. Households earn a median $44,250 — below the roughly $78,000 national figure. Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 56371 scores 35/100. Rent burden reaches 0% of tenant households. A median home runs $173,200 here, or 4.1 times local income. Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 56371 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.